Yes, you can see my trash can in each of these blurry pics. Oh how I need a professional photographer boyfriend ; )
I was so excited to see how many of you responded to my question regarding what you'd like to see on the blog.
And I was a little nervous when a lot of you said personal stories : /
I don't know who reads this blog, but the fact that my boss knows about it and it is so easy to find makes me want to be vague.
So allow me to ease into things...
I'd like to start by telling you all something about myself:
I am financially irresponsible. Case in point: I'm 24 and still live with my parents. Sure, the economy is bad and college grads are having a hard go of finding good jobs, but that's not my biggest obstacle. You see, as soon as I get some extra cash, it quickly finds itself in the possession of someone else (usually a mall employee). I love to shop. The whole outfit, minus the shoes, in the above photos was purchased within the last 2 weeks. I can't help myself.
I also love going out to dinner, spending a weekend that is anywhere but home, and paying bills on time. (fine, that last one's just a necessity).
I have set a deadline for myself to move out, and it is on a quickly approaching horizon. Before I bite the bullet and make a move, I would like to save as much as possible. My parents are actually taking money from me each month and setting it aside to help me reach my goal-- yea, I'm that bad. So that means no more shopping for this girl, which is fine because I'm set for winter. But oh my gosh! What will I do when spring arrives!? Pinterest, you are quickly becoming my worst enemy.
Overall, I am excited to be a real life, actual adult, but nerves get the best of me at times. What advice can you all offer? I'm trying to be a sponge!
25 comments:
I have been horrible with money, too, and in some ways still am. I would love to give you advice, but from someone who moved home at 24 and then back out at 27, all I can say is to stick to whatever budget you already have in place, and make sure you can afford the place you move into. I moved in with my bf, which is wonderful, but if something happens to that, I am in no way able to afford the current place on my own :(
Good luck saving... I also love to shop :)
I know what you mean, I used to be horrible with money. I'm totally different now, and I use my blog to keep track of myself.
First off, I love your blog!! With that being said, I am in the same boat with you girl! I am 23 and I still live with my Mom. As of right now, I'm just trying to save money. I am a nanny right now, but the job will end at the end of the summer, so I plan to save up and move out after I get my new job. That's my goal anyway, hopefully, a few cute tops, handbags and outings don't mess it up. ;) Good luck!
I used to be the same way. Then I became obsessed with seeing my savings get bigger and bigger- it almost became a game. Clothes are nice- but I learned that even with a closet full of clothes, it would never feel like enough, there was no security behind it. So, I started saving. And seeing the amount get higher and higher each month was amazing! It felt better than that brand new outfit.
I am the same way! I just moved out however. I'm terrified... but it will be good! It all happened so fast I didn't have time to think about it... Not sure if that's the way to go for everyone, but it's what I needed.
I was not the most financially responsible person either. Until I got married and realized the value of every penny. Now, it's so satisfying to try to save as much as possible (nerdy, I know). I actually just started a blog where I'm documenting a journey where I won't buy any new clothes in 2012 (crazy, huh?!). Maybe it will inspire and encourage you. Come check it out: FEST
Also, be sure to follow so you can enter the giveaway.
XO,
Catherine
PS... Cute blog, by the way. Glad I found it!
I am a college senior and I know money can be hard to handle. I am so anal about money out of fear that I'll become irresponsible. So i guess I have the opposite problem.
I'd say make realistic goals for managing your money, like only going out to eat x times a month. or something less concrete just keeping your spending in check.
-Elissa
GIRL if you're parents aren't kicking you out I would stay put! When Shawn and I got married my parents offered to let us stay there until we "got on our feet"... well Shawn didn't want to do that.. obvy. Three years and a mortgage later Shawn said the other day, "If we had stayed with your parents we could have $27,000 in the bank"... yeah.. no shiz man! I would stay foreverrrr. Seriously.
Oh Girl I know exactly what you mean. I lived at home until I was 27 and that's only because circumstances required me to move out. It's just so comfortable there.
I actually wasn't financially irresponsible, I had a fiance that was. He so kindly ran up my credit card bills...
Now I live alone which was a complete change from a 5 person household. I get lonely from time to time. But it's nice to be able to have space. It's hard but rewarding that I'm doing it all on my own.
Good Luck girl!
Wow. WE ARE TWINS. Seriously. I'm 26, live with the parents, love to spend money, cannot save it, and the parents take money from me each month so that I can actually save it towards moving out/student loans.
You aren't alone my friend. Glad we get to know you a bit better :)
saving is hard! especially because we are trying to enjoy and live our lives!
I moved out at 25 (4 years ago) and it was hard at first but you figure it out. and if you have to move back, there is absolutely no shame in it at all! My mom begs me to come back some times!
my advice, remix your closet. use pinterest as closet imagination. use those pins to think of how you can mix and match what you already have. make a new outfit that you haven't worn yet. that is rewarding in itself!
believing in laughter
Im horrible with money, and that is why my husband is my ATM, lol
new follower
livelaughloveandeverythinginthemiddle.blogspot.com
Ahhh... Being a big girl. Yeah it can stink sometimes but it has great perks. Good luck on your goals! Ps - I need you to teach me how to take pics in the mirror. You're a pro! :)
Good luck saving, girl! When I moved, I tried to ease out of my shopping and dining habits by starting to thrift more and only going to happy hours, which really was better than cold turkey not shopping, if that helps!
Being a grown up can suck sometimes, but I'm excited for you that you'll be moving out soon. I used to be worse with my money, I'm pretty good now. We sat down and calculated how much money we spent on eating out, etc one month and were absolutely appalled at how much we had spent. That was a good wake up call for us to pay attention to how we spend our money!
Don't beat yourself up about 24 and still at home!! You're the smart one!! Owning a home and living on your own [plus bills and groceries and home renos and did I say bills?] is a bit overrated. It's a grand adventure, but my savings account has not benefited much in the past two years. Oh well!
cute!
http://glamourgirl-bg.blogspot.com/
I'm excited about the personal stories but I know exactly what you mean. You never really know who is lurking in the background reading! And trust me. If my parents lived in the same town as me I might would seriously consider moving in with them (for a short time) just to pay off some student loans and bills and such. I too suffer from not managing money well!
I know exactly how you feel! I set a deadline for myself to move out of my parents house too. Holy cow if time hasn't started moving faster than it did before. I'm not sure if I should go on a shopping frenzy while I still can or save loads of money while I still can. =)
honey! i think i just read my own writings haha. no joke i think you just read my journal or something?
almost 24...check
living at my parents..check
shopping and eating out .. check
hehe. you inspired me to not shop.. til spring ;)
cute outfit, Riss!
xoxo
I am the worst at spending money on unnecessary things! When I"m bored or sad I just go and buy a new shirt, or pants, or sweater, whatever to make myself feel better. It drives my husband crazy!
I also lived at home until I was 24. I think once you move out and have more bills you will tighten up on your spending out of necessity. Good luck with everything!
you are the cutest thing ever! and i love to shop too - i actually just put myself on a shopping hiatus this weekend! if we lived in the same city we could totally help eachother not shop. BUT since we can't....use pinterest as your motivation. look at beautiful living rooms and imagine coming home to your own space - where you get to do WHATEVER you want, eat whatever you want, watch whatever you want and don't have to answer any questions.....it's awesome!
if you feel the need to shop, shop for things you'll NEED - new bedding, shower curtains, dishes, etc. it can be fun!
you are awesome for posting this and i love you mucho! i lived at home after college for a year and a half too so i feel ya girly! ;)
haha - I spend SO much time on Pintrest too! I'll seriously go on a a few times a day during work just to see what's been posted. I can't quit it!
I hear ya! I'm a crazy shopoholic too! I tried to stop because of the wedding, and now I want to concentrate on paying off debt and saving up some money. But not shopping is HARD! Good luck girlie! You can do it! :)
I love your outfit, your so pretty :)
Xo
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